Life assurance and critical illness insurance policies are protection policies that allow you to plan for the future comfort of your families in the event of serious illness or death.

We will help you analyse how much life cover you actually need to ensure that you and your family are adequately protected if the worst happens. We can also assist protect companies and their key personnel through a variety of plans we are able to offer.

It is also important to note that life assurance is not the sole province of the main income earner. A family with young children should also consider the impact of the loss of the main child-carer. Equally, given that you are five times more likely to be seriously ill than to die before the age of 65 you may wish to consider critical illness insurance as well. (Source: Daily Telegraph: 26/01/2005)

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